Pay in installments from 50 SEK/month!

The payment method for those who want to choose how much you pay each month. But Klarna account is more than that. In addition to always receiving your goods before you pay, you collect all your purchases in one account. This also applies if you have shopped in several different stores via Klarna account. This means a single invoice, regardless of the number of purchases.

• Always receive the item before you pay.
• Pay from 50 SEK/month or 1/24 of the total amount
• You never have to give out card details
• All your purchases are collected in one account and on one invoice
• Shop now - pay at the end of next month
• An administrative fee of SEK 29, regardless of the number of purchases
• You can pay the full amount at once at any time.

For a purchase of SEK 10,000 with Klarna Account basic terms, the setup fee is SEK 0. The applicable annual interest rate is 19.90%, which corresponds to an effective interest rate of 29.22%. The credit purchase price is SEK 11,458. The number of installments is 12 and each installment is SEK 955. The example assumes that installments are made over a period of one year.

Link to Klarna's General Terms and Conditions.
Link to Standardised European Consumer Credit Information.

Application and acceptance

If Klarna approves your application for partial payment, the amount will be added to your existing Klarna Account. If Klarna approves your application and you do not already have a Klarna Account, we will send you a confirmation. Once you have received your confirmation, you will have a Klarna Account.

If Klarna reserves the right to deny your application for partial payment.

Credit checking and personal data processing

At the time of purchase, a credit check is performed, which in some cases means that a credit report is taken. You will then receive a copy of the credit report by mail.

Klarna processes your personal data to fulfill our obligations under this agreement and for the other purposes described in our Data Protection Information. The Data Protection Information can be found at here, or on our website, and by using Klarna's services, you also confirm that you have read this Data Protection Information. We process your personal data, among other things, to perform identification, customer analysis, credit assessment, marketing and business development. We may also transfer your personal data to selected partners (such as credit rating agencies), who may be established in a state outside the EU/EEA. You can find more information about our sharing of personal data, your rights in relation to these, how you can contact us with questions, or turn to the authorities with complaints, in the Data Protection Information.

If you have any further questions or concerns, please call Klarna on 08 - 120 120 10. Mondays to Thursdays we are open 8:00 AM–8:00 PM, Fridays 8:00 AM–6:00 PM and weekends 10:00 AM–5:00 PM.