Pay in installments from SEK 50/month!
The payment method for you who want to choose how much you pay each month. But the Klarna account is more than that. In addition to always receiving your goods before you pay, you collect all your purchases in one account. This also applies if you have shopped in several different stores via a Klarna account. This means a single invoice, regardless of the number of purchases.
- Always receive the item before paying
- Pay from SEK 50/month or 1/24 of the total amount
- You never have to give out card details
- All your purchases are collected in one account and on an invoice
- Shop now - pay at the end of next month
- An administrative fee of SEK 29, regardless of the number of purchases
- You can pay the entire amount at once at any time
For a purchase of SEK 10,000 with Klarna Konto basic conditions, the set-up fee is SEK 0. The current annual interest rate is 19.90%, which corresponds to an effective interest rate of 29.22%. The credit purchase price is SEK 11,458. The number of partial payments is 12 and each partial amount is SEK 955. The example assumes that installments are made over a period of one year.
Link to Klarna's General Terms and Conditions .
Link to Standardized European Consumer Credit Information .
Application and acceptance
If Klarna approves your application for partial payment, the amount will be added to your existing Klarna Account. If Klarna approves your application and you do not already have a Klarna Account, we will send you a confirmation. Once you have received your confirmation, you will have a Klarna account.
If Klarna reserves the right to refuse your application for partial payment.
Credit check and personal data processing
At the time of purchase, a credit check is carried out, which in some cases means that a credit report is taken. You will then receive a copy of the credit information by post.
Klarna processes your personal data to fulfill our obligations under this agreement and for the other purposes described in our Data Protection Information. You can find the data protection information here , or on our website, and by using Klarna's services, you also confirm that you have read this Data Protection Information. We process your personal data, among other things, to carry out identification, customer analysis, credit checks, marketing and business development. We may also transfer your personal data to selected partners (such as credit rating agencies), who may be established in a state outside the EU/EEA. You will find more information about our sharing of personal data, your rights in relation to these, how you can contact us with questions, or contact authorities with complaints, in the Data Protection Information.
If you have any further questions or concerns, you are welcome to call Klarna on phone number 08 - 120 120 10. Monday to Thursday we are open 08.00–20.00, Friday 08.00–18.00 and weekends 10.00–17.00.